Our Family's Promise

Transparency, integrity, and dedication to community in CT, MA & FL

NMLS #2529004

What it’s all about

At Our Family Mortgage LLC, we're not merely focused on business – we're dedicated to fostering dreams and forging partnerships.

Each property you invest in with us becomes a treasured chapter in the story of your life. A quick phone call can keep your portfolio expanding and diversifying.

We're here to guide you through the ever-evolving landscape of property investment, ensuring you're consistently prepared to capitalize on fresh opportunities.

Purchasing a home transcends financial choices; it's a thrilling voyage.

I’m Looking to Buy

Whether you are a new buyer, a real estate investor, or someone looking to refinance, we are here to help.

I’m looking for Investment Properties

From providing important details about price and value, to guiding you through the entire process.

I want to refinance

With our expertise and dedication, we can assist you in securing the best possible mortgage rates and terms.

Homes For Heros

Discover Homes for Heroes, an expansive nationwide program dedicated to honoring and giving back to our community heroes, including healthcare professionals, educators, law enforcement officers, military personnel, and firefighters. This initiative is designed to offer substantial savings when it comes to purchasing, selling, or refinancing homes. Our Family Mortgage is honored to stand as a proud partner of Homes for Heroes, sharing a profound and heartfelt commitment to their cause.

At the core of Homes for Heroes lies transparency, ensuring there are no concealed fees or unexpected surprises. This shared commitment to transparency, quality, and community service strengthens the partnership between Our Family Mortgage and Homes for Heroes, making it even more impactful.

Meet our People.

Discover the heartbeat of Our Family Mortgage - our people. Empowered with care, courtesy, and empathy, they're dedicated to providing service that's nothing short of excellent.

Each team member brings unique qualities to the table, ensuring a deep understanding of your needs. Experience the difference when you're more than a client, you're family. Connect with us today.

But First, Let’s answer your questions.

  • There are a variety of mortgages available to prospective homeowners, each offering different terms and conditions that can cater to individual financial situations and goals.

    Among the most common types are fixed-rate mortgages, which provide a consistent interest rate throughout the loan's duration, and adjustable-rate mortgages (ARMs), which feature interest rates that fluctuate based on market conditions. Additionally, there are interest-only mortgages where you pay just the interest for a set period, and balloon mortgages which require a large payment at the end of the term.

    Government-backed options such as FHA, VA, and USDA loans offer specific benefits for eligible borrowers too. However, choosing the right mortgage is a highly personal decision that depends on your unique circumstances.

    That's where our experienced lenders come in. They will guide you through the process, helping you understand your options and select the mortgage that best suits your needs.

  • Lower Interest Rates: When you refinance your home loan to secure a lower interest rate, you can save a substantial amount of money over the life of the loan.

    Reduced Monthly Payments: Refinancing can lead to lower monthly mortgage payments, providing immediate financial relief. This can free up money for other essential expenses or investments, making it easier to manage your budget.

    Debt Consolidation: Refinancing also offers the opportunity to consolidate high-interest debt, such as credit card balances, into your mortgage. By rolling this debt into your home loan, you can benefit from lower mortgage interest rates, potentially saving you a substantial amount in interest payments over time.

  • Real estate investors can choose from a variety of loan options to finance their properties. Conventional loans offer competitive rates, especially for those with strong credit scores and substantial down payments. FHA and VA loans, originally designed for owner-occupants, can also benefit investors with lower down payment requirements.

    Additionally, investors seeking quick access to capital can explore hard money and private money loans, even though they come with higher interest rates.

    These diverse financing options cater to different needs and investment strategies in the real estate market.